Credit blockchain
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What is Credit

Promise to repay or return resources of equal value at a later date.

Credit is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people.

Whitepaper — Coming soon

Credit Ecosystem

Cross border credit accounting and trust rating blockchain

P2P Credit Swaps

"The Credit" helps people get and repay credit securely via P2P credit and credit swaps.

Having a good credit history is very important, but unfortunately everyday millions of people transact with each other and do not get score of it in their rating.

"The Credit" solves it using open and secure blockchain technology to provide credit to unbanked and P2P trust network where every transaction in any country helps in building borderless credit score.

Global Transactions

Helps everyone to do local or international business transactions easily without requiring a local bank account.

Providing global payment processing services reducing intermediary transaction costs and conversion charges.

Store of Value

"The Credit" issues limited coins which act as store of wealth, and is not prone to inflation or hyper inflation as is normally associated with regular currency due to government policies or bailouts given to banks to cover their frauds.

Avoid risky fractional banking where bank give loans from deposits and create duplicate money in a regressive loop and historically have failed many times to return the deposits.

With decentralization there is no threat of data forgery as possible in regular banking system.